Just as you would have an orthopedist rather than a general practitioner perform surgery on your knee; and you would want the pilot of your transcontinental flight to have a commercial airline license rather than a single engine certification; so too should you work with a real estate agent with specialized training if you need to sell your home and owe more than the loan balance.

Guarantee Short Sale Specialist (GSSS) agents have extensive training and experience helping people sell or buy properties.  Contact Us to be referred to a GSSS who understands the additional steps necessary to successfully sell or buy a short sale home.

Selling a property as a short sale requires the preparation of a financial package that supports the decision for a lender to accept an offer that is less than the loan balance.  This package must demonstrate the borrowers inability to continue making payments, a change in their earning ability from when they qualified for the loan, and the change in value of the property since the time the property was first financed that makes it impossible for it to sell for more than the loan amount. 

It also requires an understanding of how lenders process such requests, and what they look for that supports their decision to approve a short sale.  Constant communication with the lender is required in order to provide them with the information they deem necessary during the short sale approval process. 

Guarantee Short Sale Specialist (GSSS) agents are prepared to:

• Explain the short sale process
• Work with the homeowner to prepare their financial package
• Communicate with the lender on the property owner’s behalf

In addition GSSS agents conduct other traditional real estate services including:

• Establishing the value of the property
• Advertising the home
• Negotiating the offer
• Managing the details that occur during the escrow process

Contact Us to be referred to a Guarantee Short Sale Specialist who is familiar with the area where you plan to sell or buy.

IMPORTANT NOTICE: Guarantee Real Estate is a real estate broker. The service we provide is to assist in the sale or purchase of real property.  We do not negotiate with lenders in an effort to modify mortgages.  It is strongly recommended that you seek appropriate professional tax or legal counsel regarding the transfer of real estate.  Guarantee Real Estate is not associated with the government and our service is not approved by the government or your lender.  Even if you use our service, your lender may not agree to change your loan.  If your home is listed for sale, please do not consider this as a solicitation to list your property..